The blackjack side bet market has experienced remarkable growth in 2025, with casinos reporting a 37% increase in side bet participation compared to previous years. Side bets now account for approximately 23.4% of total blackjack revenue in both physical and online casinos. Players are increasingly looking beyond the traditional blackjack gameplay for added excitement and potential payouts. Furthermore, the average return-to-player (RTP) for side bets ranges from 86% to 96%, depending on the specific bet and casino.
Side bets have become particularly popular among recreational players, with 68.9% of casual blackjack enthusiasts placing at least one side bet during their gaming sessions. Moreover, millennials and Gen Z players show even higher engagement rates, with 72.3% regularly participating in side betting options.
What Are Blackjack Side Bets?
Blackjack side bets are optional wagers that exist alongside the main blackjack game at Jacks Casino Nederland. They’re completely separate from your primary bet and the basic blackjack strategy. These bets typically involve predicting specific card combinations, values, or patterns that might occur during gameplay.
The appeal of side bets lies in their simplicity and the potential for significant payouts. While traditional blackjack offers close to a 50-50 chance of winning with optimal play (house edge around 0.5%), side bets typically have a higher house edge (4-25%) but can deliver much larger payouts – sometimes as high as 1000 on certain bets.

For example, a $5 side bet could potentially return $5,000 on specific combinations, making them attractive to players looking for that “big win” feeling without risking large sums on the main game.
Popular Blackjack Side Bets to Try
Perfect Pairs is one of the most straightforward side bets you’ll encounter. You’re simply betting that your first two cards will form a pair. The payout varies based on the exact type of pair you receive:
- Mixed Pair (same value, different colors) – Typically pays 5
- Colored Pair (same value, same color but different suits) – Typically pays 10
- Perfect Pair (identical cards in rank and suit) – Typically pays 30
In 2025, Perfect Pairs remained the most popular side bet, with 43.7% of side-betting players choosing this option. The overall house edge on Perfect Pairs averages 5.79%, making it one of the more player-friendly side bets available.
21+3
This clever side bet combines elements of blackjack and three-card poker. It uses your first two cards and the dealer’s upcard to create a three-card poker hand. The payouts vary depending on the specific combination:
- Flush (three cards of the same suit) – Pays 5
- Straight (three cards in sequence, mixed suits) – Pays 10
- Three of a Kind (three cards of the same rank) – Pays 30
- Straight Flush (three cards in sequence, same suit) – Pays 40
- Suited Trips (three identical cards) – Pays 100
The house edge on 21+3 averages 7.76%, and it accounts for 29.2% of all side bets placed in 2025.
Lucky Ladies
This bet focuses on your first two cards totaling 20, with the highest payout for receiving two queens of hearts while the dealer has a blackjack. The typical payouts are:
- Any 20 – Pays 4
- Suited 20 – Pays 9
- Matched 20 (same rank and suit) – Pays 19
- Queen of Hearts pair – Pays 125
- Queen of Hearts pair with dealer blackjack – Pays 1000
The house edge on Lucky Ladies averages 17.64%, but its potential for massive payouts has contributed to its 14.5% share of the side bet market.
Comparison of Popular Blackjack Side Bets
| Side Bet | Average House Edge | Maximum Payout | Occurrence Rate | Popularity Rank | Average Minimum Bet |
| Perfect Pairs | 5.79% | 30 | 1 in 13 | 1 | $5 |
| 21+3 | 7.76% | 100 | 1 in 100 | 2 | $5 |
| Lucky Ladies | 17.64% | 1000 | 1 in 20,000 | 3 | $5 |
| Insurance | 7.40% | 2 | 1 in 3 | 4 | Half original bet |
| Royal Match | 6.67% | 25 | 1 in 25 | 5 | $1 |
| Super Match | 6.35% | 50 | 1 in 50 | 6 | $5 |
| Buster Bet | 6.21% | 2000 | 1 in 2,000 | 7 | $5 |
Less Common but Exciting Side Bets
This bet pays when your first two cards are the same suit. A “Royal Match” occurs when you receive a King and Queen of the same suit.
- Any suited cards – Pays 2.5
- Royal Match – Pays 25
The house edge is approximately 6.67%, making it a moderate-risk side bet.
Buster Blackjack
This unique side bet actually wins when the dealer busts, with the payout increasing based on how many cards the dealer takes before busting.
- Dealer busts with 3 cards – Pays 2
- Dealer busts with 4 cards – Pays 4
- Dealer busts with 5 cards – Pays 6
- Dealer busts with 6 cards – Pays 15
- Dealer busts with 7 cards – Pays 50
- Dealer busts with 8+ cards – Pays 250
If the dealer busts with 8+ cards while you have a natural blackjack, some casinos pay an astronomical 2000.
Tips for Playing Blackjack Side Bets Responsibly
- Set a separate budget for side bets – ideally no more than 20% of your total blackjack bankroll
- Understand the house edge – remember that side bets typically have a much higher house advantage than the main game
- Play them for fun – view side bets as entertainment rather than a serious money-making strategy
- Try different options – experiment with various side bets to find ones you enjoy
- Don’t chase losses – if your side bets aren’t hitting, resist the urge to increase your wagers
Conclusion
Blackjack side bets add an exciting dimension to the traditional game, offering the thrill of potentially large payouts for relatively small wagers. While they shouldn’t replace solid blackjack strategy for serious players, they can significantly enhance the entertainment value of your casino experience.
In 2025, with more casinos offering innovative side betting options and technology enabling more complex wagering systems, there’s never been a better time to explore these additional betting opportunities. Remember to approach them with a responsible mindset, and they can become a fun complement to your blackjack sessions.
Whether you’re drawn to the simplicity of Perfect Pairs or tempted by the massive potential payouts of Lucky Ladies, there’s a side bet that will match your risk tolerance and gaming preferences.